We are upgrading our systems and have a planned maintenance outage starting Saturday, March 9. We will back online March 10th.

Rewards Cards

Now CITGO Rewards cardholders can immediately receive CITGO Rewards at the pump at participating, POS-configured locations that accept FIS Premium Payback. Consumers can see their savings in real time on their receipt and not have to worry about checking their statements for a credit. Make sure your location is properly configured to allow for these Instant CITGO Savings and find more information about the program by reading the Instant CITGO Savings FAQ.

GOOD TO GO
with the CITGO Rewards® Card Program
CITGO

BUSINESS BENEFITS

CITGO Rewards® Card

Zero Transaction Fees. Maximum Loyalty.

Every purchase made at your location with a CITGO Rewards® Card can help earn greater profits and fuel for your business.

$0

TRANSACTION
FEES

TRANSACTION
FEES

264

MORE
GALLONS1

MORE
GALLONS1

12

MORE
VISITS1

MORE
VISITS1

With zero transaction fees for you, and cardholders who purchase 264 more gallons annually and visit your store 12 times more per year than other customers, there are many great reasons for you to promote the CITGO Rewards Card at your locations. Let's take a look at some of the ways your business can benefit from the CITGO Rewards Card program.

No Fees? Seriously?

There are no transaction fees when your customers make a purchase using their CITGO Rewards Cards. But it gets even better. As a retailer, you also can offer and accept payments on the CITGO Rewards Card with no subscription fee. When we say zero fees, we mean it. We are partnered with you to help increase your customer loyalty, increase sales and decrease expenses.

Wavy arrow

Calculate Your
Transaction Fee Savings

Watch your savings multiply! Enter the values below and calculate projected transaction fee savings when you shift more of your sales to purchases made with CITGO Rewards Cards.

Fee Savings Calculator

Enter total monthly non-CITGO credit card sales:

$

Select average rate for your credit card fees each month:

%

Estimated monthly credit card fees:

{{ formatCurrency(round(monthlyFees)) }}

Enter the percentage of sales you could shift to CITGO Rewards Card:

%

Your Estimated Savings

Monthly:

{{ formatCurrency(round(monthlySavings)) }}

CITGO Rewards® Card

Annual:

{{ formatCurrency(round(monthlySavings) * 12) }}

CARDHOLDER BENEFITS

The Ultimate
Payment Combo.

CITGO Pay mobile app

NEW CARDHOLDERS

CITGO Rewards® Card

Intro Offer

Open an account and earn 30 ¢ on
every
gallon²
of CITGO fuel, in CITGO Rewards, for the first 60 days from account open date

CITGO Rewards® Card plus CITGO Pay

When customers add their CITGO Rewards® Card to the CITGO Pay mobile app and set it as their default payment method, they can make easy, secure, contactless payments without needing to swipe a card AND also stack their earnings.

NEW CARDHOLDERS AFTER THE FIRST 60 DAYS AND EXISTING CARDHOLDERS

CITGO Rewards® Card

CITGO Rewards® Card

Earn 5 ¢ on
every
gallon²
of CITGO fuel in CITGO Rewards, every day!
+
CITGO Pay icon

CITGO Pay

Save 2 ¢ on
every
gallon
of CITGO fuel, every day, when they purchase fuel with the CITGO Pay app At participating locations. Maximum 30 gallons per visit.
+
Club CITGO icon

Club CITGO

Save 3 ¢ on
every
gallon
of CITGO fuel, every day, with the Club CITGO loyalty rewards program At participating locations. Maximum 30 gallons per visit.

At participating locations. Maximum 30 gallons per visit.

Megaphone icon

Instant savings now enabled!

New cardholder benefit: Customers can now instantly save 5¢ per gallon2 at the pump when paying for gas with their CITGO Rewards Card at enabled locations.

Synchrony Car Care
Helps Take Cardholders Further

Synchrony Car Care™

For all their car care needs.

Oil canister icon
Oil
Change
Tire/wheel icon
Tires
& Wheels
Wrench icon
Repair &
Maintenance
Car icon
Auto
Insurance
Windshield wiper icon
Parts &
Accessories
Car wash icon
Car
Wash

From routine to repair, CITGO Rewards Cardholders can manage all of their auto-related expenses with Synchrony Car Care.

Synchrony Car Care provides expanded card utility at over 1,000,000 auto merchant locations nationwide3 including parts, repair, services and more. Cardholders can also take advantage of 6 Months Promotional Financing available every day on purchases of $199 or more.4

The CITGO Rewards Card is accepted anywhere the Synchrony Car Care logo appears. Cardholders may visit CITGORewardsCard.com/Locations to find locations that accept Synchrony Car Care.

Find Locations


Everyday Cardholder Benefits

Gas pump icon

Earn CITGO Rewards on every gallon of CITGO fuel purchased, every day. NO (gallon) LIMITS!

United States icon

Use the CITGO Rewards® Card in store or at the pump at any of the 4,500 CITGO locations.

Synchrony Car Care Acceptance

$0 icon

No Annual Fee5

Lock icon

Zero Fraud Liability

Wallet icon

Cash access at participating ATMs6

Person icon

Add Authorized Users7 to your account at no cost

Bell/alert icon

Online account management with features such as auto pay, ebill and online payments, custom account alerts.

1 Synchrony Analytics, August 2022.

2,3,4,6 Subject to credit approval.

2 Terms and conditions apply. Cents off per gallon will be applied at the pump or as a statement credit depending on dispenser and system capability. See the CITGO Rewards Program Terms for details on earning and redeeming CITGO Rewards.See the CITGO Rewards Program Terms for details on earning and redeeming CITGO Rewards.

3 Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico. Click here for merchant locations. Acceptance of the Synchrony Car Care™ credit card is also determined by the merchant category code (the “MCC”) associated with the merchant. An MCC is a four-digit classification code that is assigned to a merchant by the merchant’s payment card network or merchant processor based on the predominant business activity of the merchant. Synchrony Bank does not assign nor has responsibility for the assignment of MCCs or evaluates what MCC should be assigned to a particular merchant.

4 Minimum monthly payments required. Click here for Promotional Financing details and merchant locations. Gas station purchases are not eligible for Promotional Financing. Promotional Financing is available at auto merchants where Synchrony Car Care is accepted. Promotional Financing is automatically applied to qualifying purchases by Synchrony, and is reflected on the account statement. No additional action is needed by the cardholder nor the merchant.

5 For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2.

6 Transaction fees apply. See the cardholder Terms and Conditions for details.

7 The Primary Cardholder will be liable for all purchases made on the Account, including those made by an Authorized User.

The CITGO Rewards® Card is issued by Synchrony Bank.

CITGO, as well as the CITGO logo, trade name and trade dress, and all related marks are registered trademarks of CITGO Petroleum Corporation.